iSavings Account

Same flexibility, higher growth.

Enjoy up to 1.35% p.a.1 interest without fixed deposit commitments


  • Track transactions online conveniently
  • No lock-in period
  • Low initial deposit of S$5,000

Interest Rates:

Daily Balance First S$20,000 Next S$30,000 Next S$150,000 Remaining Balance Above S$200,000
Interest Rate (% p.a.) 0.50% 1.10% 1.35% 0.80%

Additional Terms and Conditions Governing iSavings Account

Terms and Conditions for iSavings Account Promotion

Complimentary Worldwide Travel Insurance Coverage

Pricing Guide

Redeem your Travel Insurance
(For qualified clients who receive letter from us)

Call us on 6349 8330 to find out more!

Terms and Conditions:

1 The Interest Rates are effective from 13 May 2017 and applicable to individuals only. The daily interest is computed based on tiered basis. Deposit amount made must be in Fresh Funds. For the avoidance of doubt, Fresh Funds are Cash (exclude withdrawals from existing HL Bank accounts), new funds received via telegraphic transfer and/or FAST from other banks, local cheque or banker’s cheque issued by other banks. There will be no issuance of passbook for this iSaving Account. HL Bank reserves the right to change, vary or revise Interest Rates from time to time at its own absolute discretion. Additional Terms and Conditions governing iSavings Account and this Promotion apply, together with the Standard Terms and Conditions governing accounts.For more information on the terms and condition and the applicable fees and charges for iSavings Account, please visit

2 The Single Trip Travel Insurance Policy* (the “Policy”) is for worldwide coverage up to 14 days. This Promotion is applicable from 13 November 2017 to 12 February. To qualify, individual customers need to maintain a minimum S$20,000 daily balance in the iSavings Account for a minimum period of 3 months from the date of account opening. The iSavings Account should remain active on the Travel Insurance claim date. The last day to redeem the Travel Insurance is on 12 June 2018. The travel return date has to be by 12 July 2018.

*The Policy is underwritten by HL Assurance Pte. Ltd. It is not obligations of, deposits in or guaranteed by HL Bank. Full details of the terms, conditions and exceptions of this insurance are provided in the Policy and will be provided to you upon acceptance of your application by HL Assurance Pte. Ltd. This Policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). For more information on the scheme, please contact the insurer or visit the General Insurance Association or SDIC websites.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.